http://www.debtchef.com/credit-card-debts.html Credit card debts eating you alive? Don't let 'em bug you anymore. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Don't let them get the best of you! In fact, you can give your credit card debts the old heave-ho faster than you ever thought possible with help from the right debt management program. Goodbye, Credit Card Debts! Hello, financial freedom! That's the tune you'll be singing when you enroll in a program designed to help eliminate credit card debts, like one of these: Debt Consolidation Mortgage - You can get enough money to pay off your credit card debts all at once with a debt consolidation mortgage. Your payment amount is then tied to your mortgage payment, and you get the same low interest rate as your mortgage. But don't default or you could lose your house! Besides, your payment will only go up minimally, so the chances of that happening are slim to none--unless you had trouble making your mortgage payment in the first place. Debt Consolidation Loan- This is similar to a debt consolidation mortgage, but you have to have collateral to secure the loan. Many times people use their home as collateral. This, too, is risky business because if you can't afford your loan payment (which will be much higher than it would be if you got a debt consolidation mortgage) you could lose your house. Therefore, another form of collateral is recommended. The loan is used to pay off your credit card debts immediately, and the interest rate is so much lower than what you were paying on your credit card debts that you can have the loan paid off in five years. Debt Settlement - This is for people who have access to a lot of cash, but not enough to pay off their credit card debts in full. When you enroll in a debt settlement program, a debt settlement professional will negotiate with your creditors so that you pay it off at 30-60 cents on the dollar and it's considered paid in full. Usually, you have to have the full amount due (the new, lower amount) immediately, but some debt settlement companies will give you anywhere from 1-3 years to come up with it. Debt Consolidation - This is a one-size-fits-all way to pay off your credit card debts. A debt consolidation professional contacts your creditors and the result is reductions of up to 57% off your balances and interest rates. Then the new, lower balances are combined, and you make one monthly payment to the debt consolidation company. The result? Your outta debt in five years! If you think one of these programs can help you get out of debt, start your search for a debt management company to help you out on our Related Resources page today. Sat, 26 Jul 2008 15:00:00 EDT http://www.debtchef.com/reduce-credit-card-debts.html Reduce credit card debts today and present the winning soufle tomorrow! en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.debtchef.com/consolidate-credit-card-debts.html Consolidate credit card debts and move beyond the norm. Enjoy your time in the kitchen. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.debtchef.com/eliminate-credit-card-debts.html Eliminate credit card debts while making a nice leg of lamb. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0